Free calculator
Goal Planner
Name the amount you need and when. The planner adjusts it for inflation and shows the monthly SIP required at the return you assume.
- Goal value at the end
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- Monthly SIP needed
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- You will invest
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Year-by-year schedule
How it works
The Formula, Shown
Future goal = Today’s cost × (1 + inflation)ᵗ · SIP = Future goal × i ÷ [ ((1 + i)ⁿ − 1) × (1 + i) ]The goal is first inflated to its future cost, then the SIP formula is solved for the monthly amount.
Related service: Mutual Funds — Explore schemes by category and AMC, then invest by SIP or lump sum.
Why inflate the goal?
A cost quoted in today’s rupees will be higher when you actually pay for it. Planning to the nominal figure leaves a shortfall.
What if the SIP is more than I can manage?
Lengthen the period, lower the target, or start smaller and use the step-up calculator to see how annual increases close the gap.
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