Free calculator
SIP Calculator
Enter a monthly amount, a period and a return you want to assume. See the invested amount, the estimated gain and a year-by-year schedule.
- Invested amount
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- Estimated returns
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- Total value
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Year-by-year schedule
How it works
The Formula, Shown
FV = P × [ (1 + i)ⁿ − 1 ] ÷ i × (1 + i)P is the monthly amount, i the monthly rate (annual rate ÷ 12) and n the number of months. Instalments are assumed at the start of each month.
Related service: Mutual Funds — Explore schemes by category and AMC, then invest by SIP or lump sum.
Is the result what I will actually get?
No. It is arithmetic on the return you chose to assume. Mutual fund returns vary from year to year and can be negative. Use it to compare scenarios, not to predict outcomes.
What return should I assume?
That is your judgement. Try a range — a cautious figure, a middle one and an optimistic one — and see how sensitive the result is.
Does it include tax, exit load or expenses?
No. Scheme expenses are already reflected in a fund’s NAV; exit loads and capital gains tax are not modelled here.
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